Pharmacy Insurance Program

for Independent Pharmacy Owners



One Policy to combines General Liability, Professional Pharmacists Liability (E&O), and Business Property, all in one simplified policy.

Additional Coverage’s:

Equipment Breakdown


Money & Securities

Accounts Receivable

Non-Owned Auto

Loss of Business Income & Extra Expense

Valuable Papers

Additional Insured & Loss Payee

Computer Virus

Employee Dishonesty

Tenant Improvements

Other Policies Available:







Risk - You are sued because somebody visiting your store slipped and injured themselves due to a mopped floor.

Solution - General Liability Protection provides coverage for injury to others at your premises and helps protect you from lawsuits brought against you.

Risk - A customer is injured after taking a prescription that was filled incorrectly.

Solution - Pharmacists Professional Liability endorsement provides for legal obligations arising out of professional errors, negligent acts or omissions during the course of practicing their craft.

Risk - You handle a significant amount of cash in your business and a robbery could impact your income greatly.

Solution - Money & Securities covers you against the loss of money or securities due to theft, disappearance or destruction. Included with Retail Shield endorsement.

Risk - Your weekly bank deposits are short of your sales receipts.

Solution - Employee Dishonesty coverage responds when an employee steals money or property from your business. Included with Retail Shield endorsement.

Risk - A fire or broken pipe damages your store and you can’t operate your business until repairs are made.

Solution - Business Income & Extra Expense provides for loss of income and fixed expense while the business is closed due to a covered loss. This coverage can also help set you up at a temporary location during the repairs.


$2,000,000 General Liability

$4,000,000 General Liability Aggregate

$350,000 Business Personal Property

$1,000,000 Non-Owned Auto

$2,000,000 Pharmacists Liability (Errors & Omissions)

$1,000 Counterfeit Currency

$10,000 Accounts Receivable

(Actual Loss Sustained) Business Income

$2,500 Forgery or Alterations

$10,000 Computer Virus

$2,500 Personal Effects

$10,000 Valuable Papers

$10,000 Property Off Premises Extension

$10,000 Property In Transit

(Actual Loss Sustained) Equipment Breakdown

Additional Insured & Loss Payee

Starting at $1,944 Per Year

 A Pharmacy Insurance Program Specialist will Customize a Quote and send it by email Right Away